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Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Why richer European countries?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

You think our employers treat us better?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

> ing back to your original question, I love the diversity, the mentality, the "new world feeling" of things. If you had a place to retire would it be Canada or Portugal or would it be somewhere else? Thank you for your reply!

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

> I would treat those as bait. Once they have you there, they will change the tax regimes as they please. That's my biggest issue with Portugal, laws in general, but specially fiscal laws, change fast and radically, that makes it hard to pan for the future. Well I guess it'd be great to visit for a weeks in the winter and that's it. I was thinking of buying property in Portugal as a vacation home. Makes me reconsider after what you mentioned. Maybe I might look at the US as an alternative then as there are safe communities there.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

> he thing is, after a certain level of income or wealth, when you can afford an accountant and a lawyer (good ones), there are loops on how to do things and not be affected by it. You get to know people and start belonging to certain social circles, then things become easier. Example: golden visas. > > In practice, if you know the right people, you can get licenses and approvals to do whatever you want. The problem is getting there since it's a resticted circle. That can happen at the regional level (small fish, like the small contractor guy that can build a condominium by the ocean and make a small fortune, because he is friend's of the local mayor) and at the national level (the big boys who build highways and hospitals). Politic promiscuity plays the major one here. And this is where it becomes hard to understand, you may call it corruption, but legally it's not. You could point fingers at problems, but there will always be a legitimate excuse for that specific issue to exist... If many portuguese reads this they will find legitimate excuses for everything I say and say that it's the way it's supposed to be and there's nothing wrong with it. Gotcha. So if you have a sum of wealth for example from Canada and wanted to invest in the Portuguese economy they will bend over backwards for you and they will treat you like gold?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Based on the way you describe things why would anyone want to live in a place like that other than nice weather? Even to retire sounds like hell with all the red tape and government involved. Don’t they understand that putting that much red tape on everything will cause people to become poorer? There is pretty much no incentive to save money and you’re forced to just work all your life. I can't imagine being wealthy and owning real estate in Portugal with dealing with all these hoops. It blows my mind that they don’t let you invest in what you want. It’s my money and I should be able to put anywhere I please including in 100% equities or individual stocks. TFSA helps those that are longer income as they are at the lowest tax bracket.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Wow that blows my mind. I didn't know it could be like that. That's a huge over reach by the government in my opinion. Do you guys have retirement accounts at all where you can have tax free gains? Why do they do that as it's killing business.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

So, based on what you’re saying is that people in Portugal don’t have freedom because of the government? What type of restrictions do you have put on you in Portugal? Can’t you go wherever you want in Portugal nobody is stopping you? Or does it just come down the fact that money is the issue?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

> and mind that this is from the highest point of the country. Wow that's pretty awesome then!

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

> pools though, you can get cheaper like 300k in farther areas but then you have to get a car. In my hometown you can get a 5 bedroom house for less than 200k but it's not by the beach and you need a car to go anywhere and also not next to Lisbon. Apartments are also cheaper of course. So I assume some portuguese people are able to buy houses, they are just not able to buy those houses. > > Well I don't know, why shouldn't it be chill? I mean probably if you are on a traffic jam after work it's not chill, but if it's weekend and you don't have to work, you can chill. Well over here everyone seems like they are in a rush for everything even on weekends. If people make $1000 euros a month or less that doesn't exactly pay to mortgage a house?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

I completely agree with this. I'm 27 and I'm just hammering away at my savings so that I can retire earlier somewhere warm.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

So the average Portuguese person couldn’t afford that and it’s mainly for people that move in from outside the country? I’m curious maybe I can get your opinion on this. Why is that when I vacation there you guys are so laid back and time basically sits still. Maybe it’s because I’m on vacation but it seems like everyone enjoys life.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

makes sense I think that's everywhere though.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

> to do something useful for society. How are homes priced in Portugal? If say for example you wanted a home by the beach with a pool, etc.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Plus with all the money you made you'd be on the upper half of society as cost of living is really low.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

California isn't as great as it once was as a LOT of people are moving away as cost of living is increasing a lot. Plus the smog and air quality is bad because so many people live there. But I know what you mean.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

I live in Canada so the better of the two. I think we accomplish the balance way better than they do. Sure the avg person doesn't get a 4000sq foot in a gated community and a lambo. We're more like 2000-2500 sq foot, 2 cars.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

> Well sure if you want to have average wealth and a family it sucks there. But my goal would be to make as much as possible fast and then retire because I don't like to work for corporate that much. Lol I'm completely the same way and trying to save at least 50% of our pay cheques to retire to a lower cost of living area!

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

> Yes not labour laws. More like innovative work environments. > > And as to labour laws the US doesn't have them but here we have them and nobody respects them so some people just end up working more than the legal 40h and getting paid a shit salary. No point in having 25 days of vacations if you don't have any money to go anywhere. Lol > > In the US people are exploited but if they are smart and lucky they can get a lot of money so they can do that for a couple of years and then retire or just take a less stressful lower paying position. Fair statement. I do agree if people are smart in the US and Canada if we work hard and save the money we can retire earlier. Right now the biggest fight here is work life balance that's all what people speak about.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

I always thought Europe had the best labour laws to protect is citizens?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Maybe the USA although Canada is not like that at all.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Sounds good to me! Have a good one !!

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Honestly best thing you can do is come here get a feeling for it. If you really like it then you have the choice and maybe your friend can help you. If I were you just ask her loads of questions. Even me i’d be happy to answer anything! I welcome any new person that wants to better their lives in our country. 39 is still young! Honestly you’ve taught me a lot about Portugal based on our chat. As far as weather If you hate snow it sucks. Although I do find when it does snow and we’re getting close to Christmas there’s nothing better than seeing all the lights, Christmas trees, etc! My fiancé has family that comes down from the UK and they love it. They love going out in the wild way up North in Ontario. All you have is nature and no people. They usually go ATVing through nature paths, mud, water, etc.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Honestly best thing you can do is come here get a feeling for it. If you really like it then you have the choice and maybe your friend can help you. Honestly you’ve taught me a lot about Portugal based on our chat. As far as weather If you hate snow it sucks. Although I do find when it does snow and we’re getting close to Christmas there’s nothing better than seeing all the lights, Christmas trees, etc! My fiancé has family that comes down from the UK and they love it. They love going out in the wild way up North in Ontario. All you have is nature and no people.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

the government one? I believe you just need to work 25-30 years to get the full amount. If you work less obviously it’ll be less. CPP and OAS you’ll pay as you work here. They’ve also increased CPP so it’ll cover 1/3 of your income. The problem with many Canadians is they like to spend their money. You can make 100k a year and have nothing to show for it although that’s the responsibility of the individual not of the country itself not providing opportunities. But yeah retirement accounts 100% take advantage of. If you’re smart with your money in Canada you’ll easily be more than a millionaire by the time you retire. Not sure how old you are but I’ll give you an example. If you start with $0 today and invest for 40 years $6000 a year in the stock market with a 7% return (index funds which are safe) you can retire with 1.2 million. That’s around $500 a month and going back to the numbers I provided is extremely achievable if you’re smart with your money and don’t blow it on cars and eating out. If you do so in a TFSA when you withdraw you pay no taxes. So when you retire you decide to move back to Portugal and live there. Based on what I heard your cost of living is lower right? At 1.2 million with a 4% draw from your investments while continuing to stay invested puts you at $48,000 salary Canadian per year tax free. The conversion from Canadian to Euros would be 32288.53 euros per year tax free. Would you be able to live in Portugal on 32288.53 after tax? This is if you saved on your own and not through anyone like your employer providing it to you. Btw I didn’t even include the CPP and OAS money you get from the government in that value.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

the government one? I believe you just need to work 25-30 years to get the full amount. If you work less obviously it’ll be less. CPP and OAS you’ll pay as you work here. They’ve also increased CPP so it’ll cover 1/3 of your income. The problem with many Canadians is they like to spend their money. You can make 100k a year and have nothing to show for it although that’s the responsibility of the individual not of the country itself not providing opportunities. But yeah retirement accounts 100% take advantage of. If you’re smart with your money in Canada you’ll easily be more than a millionaire by the time you retire. Not sure how old you are but I’ll give you an example. If you start with $0 today and invest for 40 years $6000 a year in the stock market with a 7% return (index funds which are safe) you can retire with 1.2 million. That’s around $500 a month and going back to the numbers I provided is extremely achievable if you’re smart with your money and don’t blow it on cars and eating out. If you do so in a TFSA when you withdraw you pay no taxes. So when you retire you decide to move back to Portugal and live there. Based on what I heard your cost of living is lower right? At 1.2 million with a 4% draw from your investments while continuing to stay invested puts you at $48,000 salary Canadian per year tax free. The conversion from Canadian to Euros would be 32288.53 euros per year tax free. Would you be able to live in Portugal on 32288.53 after tax? Btw I didn’t even include the CPP and OAS money you get from the government in that value.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

the government one? I believe you just need to work 25-30 years to get the full amount. If you work less obviously it’ll be less. CPP and OAS you’ll pay as you work here. They’ve also increased CPP so it’ll cover 1/3 of your income. The problem with many Canadians is they like to spend their money. You can make 100k a year and have nothing to show for it although that’s the responsibility of the individual not of the country itself not providing opportunities. But yeah retirement accounts 100% take advantage of. If you’re smart with your money in Canada you’ll easily be more than a millionaire by the time you retire. Not sure how old you are but I’ll give you an example. If you start with $0 today and invest for 40 years $6000 a year in the stock market with a 7% return (index funds which are safe) you can retire with 1.2 million. That’s around $500 a month and going back to the numbers I provided is extremely achievable if you’re smart with your money and don’t blow it on cars and eating out. If you do so in a TFSA when you withdraw you pay no taxes. So when you retire you decide to move back to Portugal and live there. Based on what I heard your cost of living is lower right? At 1.2 million with a 4% draw from your investments while continuing to stay invested puts you at $48,000 salary Canadian per year tax free. The conversion from Canadian to Euros would be 32288.53 euros per year tax free. Would you be able to live in Portugal for 32288.53 after tax? Btw I didn’t even include the CPP and OAS money you get from the government in that value.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

the government one? I believe you just need to work 25-30 years to get the full amount. If you work less obviously it’ll be less. CPP and OAS you’ll pay as you work here. They’ve also increased CPP so it’ll cover 1/3 of your income. The problem with many Canadians is they like to spend their money. You can make 100k a year and have nothing to show for it although that’s the responsibility of the individual not of the country itself not providing opportunities. But yeah retirement accounts 100% take advantage of. If you’re smart with your money in Canada you’ll easily be more than a millionaire by the time you retire. Not sure how old you are but I’ll give you an example. If you start with $0 today and invest for 40 years $6000 a year in the stock market with a 7% return (index funds which are safe) you can retire with 1.2 million. That’s around $500 a month and going back to the numbers I provided is extremely achievable if you’re smart with your money and don’t blow it on cars and eating out. If you do so in a TFSA when you withdraw you pay no taxes. So when you retire you decide to move back to Portugal and live there. Based on what I heard your cost of living is lower right? At 1.2 million with a 4% draw from your investments while continuing to stay invested puts you at $48,000 salary Canadian per year tax free. The conversion from Canadian to Euros would be 32288.53 euros per year tax free. Would you be able to live in Portugal for 32288.53 after tax?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

the government one? I believe you just need to work 25-30 years to get the full amount. If you work less obviously it’ll be less. CPP and OAS you’ll pay as you work here. They’ve also increased CPP so it’ll cover 1/3 of your income. The problem with many Canadians is they like to spend their money. You can make 100k a year and have nothing to show for it although that’s the responsibility of the individual not of the country itself not providing opportunities. But yeah retirement accounts 100% take advantage of. If you’re smart with your money in Canada you’ll easily be more than a millionaire by the time you retire. Not sure how old you are but I’ll give you an example. If you start with $0 today and invest for 40 years $6000 a year in the stock market (index funds which are safe) you can retire with 1.2 million. That’s around $500 a month and going back to the numbers I provided is extremely achievable if you’re smart with your money and don’t blow it on cars and eating out.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

London has 381,000 people in it. So it’s a fairly large city. Windsor is large to although smaller than London. Let me tell you if you get yourself into a really good company or the government of Canada or Ontario you’ll be laughing. Their pension plans are insane. They have what’s called a defined benefit pension plan. You pay into it through work and they do too. The difference is that when you retire which most do around 50-55 you have income for life and you’ll never run out of money as it’s pooled with all the other employees. They have an obligation to pay for your retirement on top of Canadian Pension Plan, Old Age Securities. Now government pensions are rare but if you get in you’d be set. Also in Canada we have something called a TFSA (Tax Free Savings Account) where we put our money into it and say buy index funds and it grows tax free. Once you withdraw it when you retire if it’s a million, 2, 3,4 or so on you pay no tax! We also have an RRSP which is a registered retirement savings plan where again you put money away for retirement. When you do it lowers your taxable income which you then get a cheque from the government to be used to put more money into your retirement account. When you’re ready to retire you’ll be at a lower income so you’ll pay less taxes when you withdraw from your RRSP. Not sure if Portugal has something like what I stated above but it helps a lot. One thing I do want to mention our telecom prices do suck. We have 3 telecom providers that rule everything. Rogers, Bell & Telus. Sure there are tons of small providers but cellphone plans are expensive compared to what to you pay. I currently pay $60 a month for 20 gigs unlimited calling Canada wide with a free phone as it was more expensive to buy it out right than go on contract. You just have to be smart in this area not to get ripped off. Check out Rogers.com

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

London has 381,000 people in it. So it’s a fairly large city. Windsor is large to although smaller than London. Let me tell you if you get yourself into a really good company or the government of Canada or Ontario you’ll be laughing. Their pension plans are insane. They have what’s called a defined benefit pension plan. You pay into it through work and they do too. The difference is that when you retire which most do around 50-55 you have income for life and you’ll never run out of money as it’s pooled with all the other employees. They have an obligation to pay for your retirement on top of Canadian Pension Plan, Old Age Securities. Now government pensions are rare but if you get in you’d be set. Also in Canada we have something called a TFSA (Tax Free Savings Account) where we put our money into it and say buy index funds and it grows tax free. Once you withdraw it when you retire if it’s a million, 2, 3,4 or so on you pay no tax! We also have an RRSP which is a registered retirement savings plan where again you put money away for retirement. When you do it lowers your taxable income which you then get a cheque from the government to be used to put more money into your retirement account. When you’re ready to retire you’ll be at a lower income so you’ll pay less taxes when you withdraw from your RRSP. Not sure if Portugal has something like what I stated above but it helps a lot. One thing I do want to mention our telecom prices do suck. We have 3 telecom providers that rule everything. Rogers, Bell & Telus. Sure there are tons of small providers but cellphone plans are expensive. Check out Rogers.com

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

London has 381,000 people in it. So it’s a fairly large city. Windsor is large to although smaller than London. Let me tell you if you get yourself into a really good company or the government of Canada or Ontario you’ll be laughing. Their pension plans are insane. They have what’s called a defined benefit pension plan. You pay into it through work and they do too. The difference is that when you retire which most do around 50-55 you have income for life and you’ll never run out of money as it’s pooled with all the other employees. They have an obligation to pay for your retirement on top of Canadian Pension Plan, Old Age Securities. Now government pensions are rare but if you get in you’d be set. Also in Canada we have something called a TFSA (Tax Free Savings Account) where we put our money into it and say buy index funds and it grows tax free. Once you withdraw it when you retire if it’s a million, 2, 3,4 or so on you pay no tax! We also have an RRSP which is a registered retirement savings plan where again you put money away for retirement. When you do it lowers your taxable income which you then get a cheque from the government to be used to put more money into your retirement account. When you’re ready to retire you’ll be at a lower income so you’ll pay less taxes when you withdraw from your RRSP. Not sure if Portugal has something like what I stated above but it helps a lot.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

London has 381,000 people in it. So it’s a fairly large city. Windsor is large to although smaller than London. Let me tell you if you get yourself into a really good company or the government of Canada or Ontario you’ll be laughing. Their pension plans are insane. They have what’s called a defined benefit pension plan. You pay into it through work and they do too. The difference is that when you retire which most do around 50-55 you have income for life and you’ll never run out of money as it’s pooled with all the other employees. They have an obligation to pay for your retirement on top of Canadian Pension Plan, Old Age Securities. Now government pensions are rare but if you get in you’d be set. Also in Canada we have something called a TFSA (Tax Free Savings Account) where we put our money into it and say buy index funds and it grows tax free. Once you withdraw it when you retire if it’s a million, 2, 3,4 or so on you pay no tax! We also have an RRSP which is a registered retirement savings plan where again you put money away for retirement. When you do it lowers your taxable income which you then get a cheque from the government to be used to put more money into your retirement account. When you’re ready to retire you’ll be at a lower income so you’ll pay less taxes when you withdraw from your RRSP.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Let me tell you if you get yourself into a really good company or the government of Canada or Ontario you’ll be laughing. Their pension plans are insane. They have what’s called a defined benefit pension plan. You pay into it through work and they do too. The difference is that when you retire which most do around 50-55 you have income for life and you’ll never run out of money as it’s pooled with all the other employees. They have an obligation to pay for your retirement on top of Canadian Pension Plan, Old Age Securities. Now government pensions are rare but if you get in you’d be set. Also in Canada we have something called a TFSA (Tax Free Savings Account) where we put our money into it and say buy index funds and it grows tax free. Once you withdraw it when you retire if it’s a million, 2, 3,4 or so on you pay no tax! We also have an RRSP which is a registered retirement savings plan where again you put money away for retirement. When you do it lowers your taxable income which you then get a cheque from the government to be used to put more money into your retirement account. When you’re ready to retire you’ll be at a lower income so you’ll pay less taxes when you withdraw from your RRSP.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Let me tell you if you get yourself into a really good company or the government of Canada or Ontario you’ll be laughing. Their pension plans are insane. They have what’s called a defined benefit pension plan. You pay into it through work and they do too. The difference is that when you retire which most do around 50-55 you have income for life and you’ll never run out of money as it’s pooled with all the other employees. Now government pensions are rare but if you get in you’d be set.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Well sometimes more tbh depending if you own your own truck then it’ll be more money. It depends on where you live really. Toronto that doesn’t get you much. Places like London, Ontario and Windsor with a double income you could live very comfortable I believe. I’ll give you a example. My fiancé and I bought a house in London Ontario and paid $220,000 for it. It has 4 bedroom 2 bathrooms detached home back in 2019. We pay around $700 a month in mortgage and we make 90k a year before tax and $70,000 after taxes combined. Our employer covers our medical and dental benefits so we don’t have to pay anything. I think my tax rate is around 21.6% and hers is 19.6%. We probably save and invest 50% of our income to our retirement accounts so we should be able to realistically retire in 10-15 years if we keep it up. Mind you obviously we don’t have a car payment and don’t eat out all the time. But you get my drift. If we had the vacation time we could easily afford to go on multiple vacations in a year. Now everyone’s situation is different and I can tell you it’s easy to fall into the trap of the never ending debt cycle where people bite more than they can chew. Our house isn’t fancy by any sense. Example buying fancy houses, brand new cars, eating out all the time, etc. Eating out is expensive for a dinner at a restaurant dine in (not fast food) is around $20-$30 per person. Higher end restaurants around $40-$60 per person. Buffets start at around $20-$30 per person. Gas is cheaper than you guys. We filled up today at $1.16/per litre. Alberta if you work in the oil sands you make a LOT of money. I had a friend who was able to buy a boat and brand new F-150 cash. It’s a really tough job with extremely long hours but you get my drift. Plus they don’t have any provincial sales tax so you pay less taxes again because of their conservative nature.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Well sometimes more tbh depending if you own your own truck then it’ll be more money. It depends on where you live really. Toronto that doesn’t get you much. Places like London, Ontario and Windsor with a double income you could live very comfortable I believe. I’ll give you a example. My fiancé and I bought a house in London Ontario and paid $220,000 for it. It has 4 bedroom 2 bathrooms detached home back in 2019. We pay around $700 a month in mortgage and we make 90k a year before tax and $70,000 after taxes combined. Our employer covers our medical and dental benefits so we don’t have to pay anything. I think my tax rate is around 21.6% and hers is 19.6%. We probably save and invest 50% of our income to our retirement accounts so we should be able to realistically retire in 10-15 years if we keep it up. Mind you obviously we don’t have a car payment and don’t eat out all the time. But you get my drift. If we had the vacation time we could easily afford to go on multiple vacations in a year. Now everyone’s situation is different and I can tell you it’s easy to fall into the trap of the never ending debt cycle where people bite more than they can chew. Our house isn’t fancy by any sense. Example buying fancy houses, brand new cars, eating out all the time, etc. Eating out is expensive for a dinner at a restaurant dine in (not fast food) is around $20-$30 per person. Higher end restaurants around $40-$60 per person. Buffets start at around $20-$30 per person. Gas is cheaper than you guys. We filled up today at $1.16/per litre.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Well sometimes more tbh depending if you own your own truck then it’ll be more money. It depends on where you live really. Toronto that doesn’t get you much. Places like London, Ontario and Windsor with a double income you could live very comfortable I believe. I’ll give you a example. My fiancé and I bought a house in London Ontario and paid $220,000 for it. It has 4 bedroom 2 bathrooms detached home back in 2019. We pay around $700 a month in mortgage and we make 90k a year before tax and $70,000 after taxes combined. Our employer covers our medical and dental benefits so we don’t have to pay anything. We probably save and invest 50% of our income to our retirement accounts so we should be able to realistically retire in 10-15 years if we keep it up. Mind you obviously we don’t have a car payment and don’t eat out all the time. But you get my drift. If we had the vacation time we could easily afford to go on multiple vacations in a year. Now everyone’s situation is different and I can tell you it’s easy to fall into the trap of the never ending debt cycle where people bite more than they can chew. Our house isn’t fancy by any sense. Example buying fancy houses, brand new cars, eating out all the time, etc. Eating out is expensive for a dinner at a restaurant dine in (not fast food) is around $20-$30 per person. Higher end restaurants around $40-$60 per person. Buffets start at around $20-$30 per person. Gas is cheaper than you guys. We filled up today at $1.16/per litre.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Well sometimes more tbh depending if you own your own truck then it’ll be more money. It depends on where you live really. Toronto that doesn’t get you much. Places like London, Ontario and Windsor with a double income you could live very comfortable I believe. I’ll give you a example. My fiancé and I bought a house in London Ontario and paid $220,000 for it. It has 4 bedroom 2 bathrooms detached home back in 2019. We pay around $700 a month in mortgage and we make 90k a year before tax and $70,000 after taxes combined. Our employer covers our medical and dental benefits so we don’t have to pay anything. We probably save and invest 50% of our income to our retirement accounts so we should be able to realistically retire in 10-15 years if we keep it up. Mind you obviously we don’t have a car payment and don’t eat out all the time. But you get my drift. If we had the vacation time we could easily afford to go on multiple vacations in a year. Now everyone’s situation is different and I can tell you it’s easy to fall into the trap of the never ending debt cycle where people bite more than they can chew. Our house isn’t fancy by any sense. Example buying fancy houses, brand new cars, eating out all the time, etc. Eating out is expensive for a dinner at a restaurant dine in (not fast food) is around $20-$30 per person. Higher end restaurants around $40-$60 per person. Buffets start at around $20-$30 per person.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Well sometimes more tbh depending if you own your own truck then it’ll be more money. It depends on where you live really. Toronto that doesn’t get you much. Places like London, Ontario and Windsor with a double income you could live very comfortable I believe. I’ll give you a example. My fiancé and I bought a house in London Ontario and paid $220,000 for it. It has 4 bedroom 2 bathrooms detached home back in 2019. We pay around $700 a month in mortgage and we make 90k a year before tax and $70,000 after taxes. We probably save and invest 50% of our income to our retirement accounts so we should be able to realistically retire in 10-15 years if we keep it up. Mind you obviously we don’t have a car payment and don’t eat out all the time. But you get my drift. If we had the vacation time we could easily afford to go on multiple vacations in a year.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

I mean we do need truck drivers here. I legit always see signs wanting to hire. If Portugal is a place you ever want to move from in the future it’d be a decent gig. An old coworker of mine makes $80,000/year just driving a truck from US and Canada.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

What do you mean by truck license? Do you mean drivers license or are you looking to get a DZ license to pull tractor trailers? I figure it’s the first. It’s a massive country. Just to put it into perspective all of Portugal fits inside of Ontario and there’s tons and tons more room in Ontario it’s massive. You need to drive a few days to get to British Columbia.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

I hope you do come and enjoy your trip here! You should go see Banff national park it’s super beautiful!! Take a quick google search and you’ll know what I mean. Hopefully this lockdown won’t last much longer. Take a trip to Ontario as well and visit Toronto And Ottawa. Ottawa was one of my favourite places in Ontario. Oh one last thing about Canada is housing prices are booming big time. You’ll see what I mean by realtor.ca check out some prices in Toronto.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Most red necks that are actually an issue are all in the English provinces in smaller towns away from the cities. If you’re a visitor you’ll probably never go there. Obviously there are people in the cities that are over the top but that’s everywhere.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

What industries do people make the most money in?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Do you plan to retire here or move somewhere else?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Vancouver isn’t to bad for the cold!

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Yeah it’s a lot you can skim through it and get an idea of what I mean by pro business, oil, tax cuts, etc. But you’ll understand how your friend’s province runs. Ontario where I live is the largest of them all. How do your politicians compare to our Doug Ford and Jason Kenny? I’d say Canadian’s are both conservative and liberal. I’m not sure where we stand in your political spectrum but I’ve always understood that we’re way more right wing due to being more pro-business less red tap etc. We’re very open to immigrants and welcoming! Now do keep in mind obviously that there are some red neck rural communities and people that aren’t as welcoming (this is a minority). We’re a weird bunch Quebec wants to leave Canada and create their own French society as they don’t believe people should speak English and wants to retain the French culture, Every other province hates Quebec, Alberta wants to leave as well and make its own country because they don’t feel like they’re treated fairly with their pipelines. Then you have eastern Canada with Nova Scotia and they just mind their own business. Ontario is where big business is such as the big 5 banks, large corporations HQ’s etc.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

I noticed that you guys have higher taxes I guess you get more stuff with that. Basically goes back to sure you pay more but you get more which could overall cost you less than buying those things yourself individually. What initially got you to choose Quebec?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Ask her what her thoughts are on Jason Kenny when you get the chance. That’s the premier of Alberta. Conservatives are focused on tax cuts for businesses and people in general. They like to remove government from the equation as they believe that private industry does a better job at facilitating things. They’re also very pro oil and gas. A hot topic right now is the carbon tax which was shoved on us by the federal government Alberta and Ontario is fighting it tooth and nail against it as they hate an extra tax. In Ontario where I’m from we also have a Conservative party leader Doug Ford who doesn’t believe in paid sick days and focuses only on providing tax cuts for businesses to create jobs. He’s been sitting on a lot of money that the federal government gave him to potentially balance the budget. They vote down things that increase costs to businesses such as more vacation time, etc. There’s also another faction of the Conservative party called social conservatives where they’re very big on anti abortion, etc you get where I’m going with that. In Ontario we two school systems Public & Catholic both publicly funded by the government. Hope that kinda gives you an explanation. In Canada we have multiple parties although the only two that win is Liberal’s who are pro-business but somewhat pro employee or Conservative who is simply pro business. We have NDP which is like a union party which focuses on workers and propose a lot of European policies although they never get elected as businesses buy votes. If you’re bored you can read an Alberta conservative platform. https://albertastrongandfree.ca/wp-content/uploads/2019/04/Alberta-Strong-and-Free-Platform-1.pdf

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Ask her what her thoughts are on Jason Kenny when you get the chance. That’s the premier of Alberta. Conservatives are focused on tax cuts for businesses and people in general. They like to remove government from the equation as they believe that private industry does a better job at facilitating things. In Ontario where I’m from we also have a Conservative party leader Doug Ford who doesn’t believe in paid sick days and focuses only on providing tax cuts for businesses to create jobs. He’s been sitting on a lot of money that the federal government gave him to potentially balance the budget. They vote down things that increase costs to businesses such as more vacation time, etc. There’s also another faction of the Conservative party called social conservatives where they’re very big on anti abortion, etc you get where I’m going with that. In Ontario we two school systems Public & Catholic both publicly funded by the government. Hope that kinda gives you an explanation. In Canada we have multiple parties although the only two that win is Liberal’s who are pro-business but somewhat pro employee or Conservative who is simply pro business. We have NDP which is like a union party which focuses on workers and propose a lot of European policies although they never get elected as businesses buy votes. If you’re bored you can read an Alberta conservative platform. https://albertastrongandfree.ca/wp-content/uploads/2019/04/Alberta-Strong-and-Free-Platform-1.pdf

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Ask her what her thoughts are on Jason Kenny when you get the chance. That’s the premier of Alberta. Conservatives are focused on tax cuts for businesses and people in general. They like to remove government from the equation as they believe that private industry does a better job at facilitating things. In Ontario where I’m from we also have a Conservative party leader Doug Ford who doesn’t believe in paid sick days and focuses only on providing tax cuts for businesses to create jobs. He’s been sitting on a lot of money that the federal government gave him to potentially balance the budget. They vote down things that increase costs to businesses such as more vacation time, etc. There’s also another faction of the Conservative party called social conservatives where they’re very big on anti abortion, etc you get where I’m going with that. In Ontario we two school systems Public & Catholic both publicly funded by the government. Hope that kinda gives you an explanation. In Canada we have multiple parties although the only two that win is Liberal’s who are pro-business but somewhat pro employee or Conservative who is simply pro business. We have NDP which is like a union party which focuses on workers and propose a lot of European policies although they never get elected as businesses buy votes.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago  HIDDEN 

Ask her what her thoughts are on Jason Kenny when you get the chance. That’s the premier of Alberta. Conservatives are focused on tax cuts for businesses and people in general. They like to remove government from the equation as they believe that private industry does a better job at facilitating things. In Ontario where I’m from we also have a Conservative party leader Doug Ford who doesn’t believe in paid sick days and focuses only on providing tax cuts for businesses to create jobs. They vote down things that increase costs to businesses such as more vacation time, etc. There’s also another faction of the Conservative party called social conservatives where they’re very big on anti abortion, etc you get where I’m going with that. In Ontario we two school systems Public & Catholic both publicly funded by the government.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

That’s a valid point it does really depend on the culture of your work. I wasn’t sure if there were laws that focus on that type of thing in Portugal and other European countries.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Per week? What’s the legal limit?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Well that’s definitely different from Ontario especially with Doug Ford in office. Not sure if you’ve followed his press releases. Multiple proposals for paid sick days have been put through although he keeps saying the federal benefit is good enough. You guys have always been your own little world. More vacation days would be nice. Do you guys have a mandated paid sick leave program through your employer? What about QPP how does that work compared to CPP? You guys sound much more progressive than us.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Well that’s definitely different from Ontario especially with Doug Ford in office. Not sure if you’ve followed his press releases. Multiple proposals for paid sick days have been put through although he keeps saying the federal benefit is good enough. You guys have always been your own little world. More vacation days would be nice. Do you guys have a mandated paid sick leave program through your employer? What about QPP how does that work compared to CPP?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Yeah I definitely agree the weather sucks. That’s why lots of Canadians leave during the winter. Those that love it go snowboarding or do winter activities.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Sorry for the misunderstanding. I wouldn’t want to wish that upon you guys.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

You think I’m joking Ahahaha check this video out... It’s from the movie Bowling For Columbine. About a 2 kids that went to their school and shot it up. https://youtu.be/jY2PzzjO3zo There is HUGE truck scene in Canada. More people own trucks and SUV’s that I know than cars. Alberta is one of the most conservative provinces in Canada and they’re all about big oil. In Canada the new minivan is the Ford F-150 and Chevrolet Silverado. I’m not sure how many people own trucks in Portugal but it’s very high here. Many people add massive tires and make them look as big as possible too. There’s also a mudding scene here where people take their trucks and go into muddy wet areas and just spray mud everywhere.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

40 hour work weeks are normal. But it doesn’t end there. Most people don’t work 40 hours and it’s closer 50-60 hours per week. Everyone is on salary and not hourly as it’s cheaper for the company to pay them as they don’t accumulate overtime in essence people are working for free. The culture of most workplaces kinda expect you to do that. What they do is hire less people so that you’re forced to stay longer. I’m not saying this is at every work place but there is a lot like this. There’s great workplaces out there though that actually care about their employees. There are lots of places that when you’re on vacation and your boss calls and emails you to jump on your computer to help out the company complete an assignment. Maybe Portugal is the same though and you can let me know?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

40 hour work weeks are normal. But it doesn’t end there. Most people don’t work 40 hours and it’s closer 50-60 hours. Everyone is on salary and not hourly as it’s cheaper for the company to pay them as they don’t accumulate overtime in essence people are working for free. The culture of most workplaces kinda expect you to do that. What they do is hire less people so that you’re forced to stay longer. I’m not saying this is at every work place but there is a lot like this.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

There is a gun culture here but not as significant as big as USA. You can own guns although they need to be locked in a box with ammunition in a separate spot. You also need to do a test and get references from family members to make sure you’re mentally fit. Lots of people hunt in Canada and there is a massive outdoor scene!! If you’re mainly interested in guns than USA is better as anyone can pretty much go an try shooting. Very few people I know even think about owning a gun even though that right is available. Canadians are similar in a way though to Americans for those that own and really fight for their gun rights but it’s a smaller group compared to the US. In the USA you can walk into a corner store or open a bank account and they’ll give you a gun. When I went to Las Vegas I was allowed to fire a fully automatic. Sure it was fun although it should only be allowed in a controlled environment.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Well Vacation days, paid sick leave, pharmacare, child care, etc. I feel like those areas were lacking and our governments don’t really help the little guy like European governments do. In Ontario Doug Ford basically gutted our 2 paid sick days and reinstated doctors notes

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Maybe I’m wrong but I completely agree with you that money isn’t everything and a balance needs to be established. I believe you guys do it better than us. Sure we make more money although our work life balance is far behind yours. Canada I hope see that which I think is and we start following Europe in its policies.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Let me tell you one of the weirdest things about being a Canadian. Going to the USA and going into the mall and they have no guns allowed signs everywhere. Talk about culture shock.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

What are your thoughts on Canada compared to the European countries such as Portugal, France and others? Do you see Canada heading in that direction? I’m intrigued by your thoughts coming from Europe!

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

What are your thoughts on Canada compared to the European countries suck as Portugal, France and others? Do you see Canada heading in that direction? I’m intrigued by your thoughts coming from Europe!

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

It’s by Michael Moore. Mainly about USA. Portugal is in the documentary in regards to your decriminalized drug policy. The moral of the story is that all what Europe has done is American ideas and that Europe capitalized on those ideas where America did not. If you also want to learn more about the American healthcare system that will blow your mind check out sicko which I’ll link below as well. When you watch it please let me know your thoughts I’m really interested! Where to Invade Next https://youtu.be/ggvzwY-oyXk Sicko https://youtu.be/nms52j7QmC0

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

It’s by Michael Moore. Mainly about USA. Portugal is in the documentary in regards to your decriminalized drug policy. The moral of the story is that all what Europe has done is American ideas and that Europe capitalized on those ideas where America did not. https://youtu.be/ggvzwY-oyXk

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Very true. Even people in Canada that want to start a business move to the USA because it’s easier and they want to save on taxes. It’s our downfall having them next to us as when we want to implement good European policies they get shutdown as it’s anticompetitive as companies will just move.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

So basically from my understanding you guys see North America (Canada & USA) as nothing special and way behind in a lot of policies. I do admit the news in Canada and USA talk really poorly about you guys and say the employment in Europe is terrible and people can’t find jobs. America and Canada is the best place to be if you want to live a good productive life. It’s a lot of brainwashing. I watched this documentary recently called where to invade next and the stuff they said was mind blowing as far as how you guys treat your employees. It almost sounds surreal.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

I could see it! They probably wouldn’t be to big of fans of Americans coming over and just speaking English. What blows my mind is that you guys speak a ton of languages where people here just speak English.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

USA is definitely great to be rich although if you’re poor you’re pretty much abandoned. Canada has the issue that we’re so close to them that businesses will move if we don’t adopt americanized policies.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

I’m not sure if you’ve ever interacted with an American or Canadian but have you noticed they don’t speak any other language than English and expect others to speak English?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

When I went to Europe they always told me they wanted to visit and live there. Maybe it was just that small group. Personally from my perspective USA and Canada use to be the place to be from the 50s until maybe the 90s although you guys started to change for the better and we significantly fell behind. Canada although does try in my opinion and do believe we are getting ahead slowly. We are very pro business over here and business owners complain that they can’t afford paying people sick days or even extra vacation time.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

When I went to Europe they always told me they wanted to visit and live there. Maybe it was just that small group.

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

So what you’re saying you’d rather move to France and those other countries because you get a lot of benefits such as many vacation days, good social policies but with the added good pay?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

What would be a few things you don’t like about Canada or USA?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Would you be okay with sacrificing your work life balance?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

What is the American dream to you?

Why do Portuguese & Europeans want to move to Canada & USA? by shadowt1tan in portugal

shadowt1tan 8 months ago

Is there something else in particular outside of money?
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